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Short Sales, Foreclosures ? There is Hope for Homeowners!

There are now hundreds of thousands of families all across America facing foreclosure because they simply cannot afford their mortgage payments, or they owe more than their house is currently worth. To make matters worse, the Mortgage Bankers Association reports that approximately 50% of homeowners who do lose their homes to foreclosures have never once contacted their lender. With this stark reality in mind, I am asking you to help “Save the Dream” of home ownership for just one family facing foreclosure. I believe we have both an opportunity and an obligation to help our neighbors and our local communities by trying to prevent as many foreclosures from occurring as possible.

Several housing counseling agencies have been formed to help families begin the process of exploring a loan workout solution and hopefully stay in their homes. Collectively, we can make a difference.

Below are two of the best resource sites available to educate and share with people in need of learning more about how they can help themselves avoid foreclosure:

www.hopenow.com

www.hud.gov/foreclosure

Hope for Homeowners is voluntary. Both lender(s) and borrower(s) must agree to participate. The program begins Oct. 1, 2008, and ends Sept. 30, 2011.
You should contact your lender to determine eligibility.

For more information:

Review the Frequently Asked Questions page at http://www.fha.gov/ to learn more about the program.
Read the Consumer Disclosure on www.fha.gov.Contact an FHA-approved lender to apply.
You can find a list of lenders at www.fha.gov.
Contact a Housing Counselor. A list of Housing Counselors can be found at www.fha.gov
Information on the shared equity and appreciation may be found by clicking HERE

All the right tools for home buying or selling in Sunny Maricopa County !

This web site features every real estate tool you need when looking at Chandler real estate and homes for sale. You can browse my exclusive homes for sale, search virtually all homes for sale through my property search, calculate mortgage payments on your next home with my real estate mortgage calculators, access home buying and home selling tips, get tremendous area information about greater Maricopa County. Furthermore, you can find out how much your home is worth, and access comprehensive information about me as your real estate agent. For those of you interested in learning about Maricopa County, AZ schools, this site offers thorough school reports featuring the areas of Chandler, Gilbert, Tempe, Ahwatukee, Phoenix and Scottsdale.

When you are considering your next real estate transaction or are looking for real estate representation, please remember I will do everything possible to make your real estate experience smooth and enjoyable. Selecting the right real estate agent can be a difficult decision, but with my real estate expertise associated with home buying and home selling in Maricopa County, AZ, you can be sure you are receiving the best representation possible. Thanks again for visiting, and please note that you can access the real estate site map for quick links to everything you’ll need to know about Gilbert, Tempe, Ahwatukee, Phoenix and Scottsdale, Maricopa County, and AZ real estate.

Tips for searching my real estate web site

In addition to finding property for sale in Chandler, quick links to other areas of this real estate site will provide you with the information you are looking for. For information about Chandler real estate and how it applies to my local real estate and home buying and home selling services you should view my Realtors Personal Info page, and my Chandler Real Estate and Homes for Sale Real Estate Info Request page.

To learn about Maricopa County and surrounding other areas such as Chandler, Gilbert, Tempe, Ahwatukee, Phoenix, Scottsdale, you should visit my Real Estate and Homes for Sale Area Information section, my Community Real Estate and Homes for Sale page, and my Weather page.

For real estate searches for homes, commercial real estate, multi-unit properties, condos, rentals, and income properties you should access my real estate and homes for sale Real Estate Search.

As far as contacting me with any and all of your real estate and home requests, please use my Real Estate Request Form which allows you to request homes for sale, my sellers real estate and homes for sale Real Estate Request Form, and my General Realtor Request Form for general real estate requests related to single family residents, Chandler, Ocotillo, Gilbert, Tempe, Ahwatukee, Phoenix, and Scottsdale homes for sale, commercial listings, and automated real estate e-mail notification sign-up. Furthermore, my What's Your Home Worth Form is a great way for you to find out the value of your home from a Realtor who specializes in the Chandler real estate market. The dream home Real Estate Home Finder Form allows you to request your ideal home or other real estate in any of the Maricopa County areas I cover including Chandler, Ocotillo, Gilbert, Tempe, Ahwatukee, Phoenix, and Scottsdale.